Welcome Kutztown University Alumni!

Supplemental Insurance Program Highlights

Premium Discounts

Many supplemental insurance plans have traditionally been available only through participating employers. As a result, many Americans have not had the opportunity to purchase this type of insurance. The great news is that several plans can now be purchased* on a discounted individual basis as a member of one of our participating Alumni Associations.

* Most policies are underwritten for health. Policy issue is not guaranteed.

Why Supplemental Insurance?

The need for supplemental coverage has become an essential part of protecting your family's financial security as gaps in benefit plans continue to widen. The Solution… Cash!. In case of an accident or illness, some supplemental insurance policies can pay cash directly to you regardless of any other insurance you may have. The cash can be used for Deductibles or Co-payments for medical expenses, or it can be used for every day expenses such as Mortgage Payments, Car Payments, Groceries, Utilities, Childcare and more.

Long Term Care Insurance Program Highlights

Letter from your Alumni Director (PDF)

Premium Discounts

By purchasing Long Term Care Insurance through this program, you have access to significant premium discounts up to 28%.

Multiple Carriers

This program is not exclusive to one insurance carrier. Instead, alumni have access to many of the top carriers in the industry. This helps to ensure the best possible rates. We do the shopping for you and provide an apples-to-apples comparison of plans. Also, individuals with typically uninsurable health conditions (such as Multiple Sclerosis) may be able to get coverage through this program.

Simplified Underwriting

Certain carrier(s) offer simplified underwriting to individuals within a certain age range and who are still working. For the exact criteria, please contact us.

Extended Family Inclusion

One of the real benefits of this program is that the extended family members of alumni are eligible for the program's benefits (ie premium discounts). Extended family includes:

• Parents
• Parents-in-law
• Grandparents
• Aunts & Uncles
• Brothers & Sisters
• Children

Employee Inclusion

If you own your own business, your employees are also eligible for program's benefits (ie premium discounts). The Federal Government has also incentivized the use of Long Term Care Insurance as a benefit by allowing it to be a tax deduction and by giving employers the right to selectively administer the benefit (you can choose who gets it and who doesn't).